Indian Banks That Offers Special Saving Accounts for Women

The needs of women are different from men. Their style of saving is also different. Already the number of female customers is very less in every banks. Taking all this factors into consideration many banks have started offering special saving account to women  Some of the best banks offering special women saving accounts are.

1. HFDC Bank Special Women’s Saving Account

HDFC Bank offers an insurance coverage of 10 lakhs for accidental death coverage and 1 lakh for accidental hospitalization every year with Women saving account. It also offers woman’s Advantage Debit Card, that allows cash withdrawal of 25,000 per day and has a shopping limit of 40,000. The bank also offers special discount on gold loan to women.  It also offers full waiver of annual maintenance charge for first year on trading account.

2.ICICI Bank Advantage Woman Savings Account

ICICI Bank’s advantage woman saving account allows zero balance and it offers free at par cheque books. The account comes with default options like internet banking and phone banking. These facilities can be used from anywhere in India. Women are also offered International debit cards with discounts and offers.

3. Axis Bank Women saving account

Axis Bank’s Women saving account offers lots of facilities to women, depending up on the type of the place they live. It allows urban woman to maintain a minimum quarterly balance of 5000, semi-urban women can have 2500 and the rural women can have 1000. Free at-par cheque book is offered with every account along with SMS and Internet Banking facilities. Other benefits are

  • High withdrawal limits of Rs.40,000 at ATMs and shopping transactions of Rs.100,000 daily
  • 5 free transactions at other bank ATMs per month
  • One free payable-at-par Chequebook per quarter
  • Avail of personal accident insurance cover of upto Rs.2 lakhs by swiping your card once every 6 months

4. IDBI Super Shakti Account

IDBI Super shakti account offers a Zero Balance Saving Account. It gives two additional free saving accounts to children below the age of eighteen.  It has an auto-sweep facility with every account. Customers can avail the auto-sweep facility as soon as their deposit exceeds 15,000.International ATM cum debit card is also a part of this account with 25 percent discount on activating locker service and 50% discount on demat account annual maintenance charge(AMC).  Some other benefits of IDBI Super Shakti Account are

  • Specially designed Women’s International ATM cum Debit card.
  • Higher ATM cash withdrawal Limits- Rs. 40,000/- per day
  • Free ten transaction at other Bank ATM
  • Free DD / PO cancellation
  • Personalized PAP Cheque Book

5. Yes Bank’s Yes First for women account

Yes Bank also offers special features account for women. Some of its features are

  • Doorstep banking facilities for Cash & Cheques
  • Enhanced ATM withdrawal limit of up to INR 1,00,000 and additional purchase limits of up to INR 1,00,000 per day
  • Free accident cover of Rs. 5 Lakhs
  • Provides insurance upto Rs 75,000 for all the merchant transactions that happen from your card when it is lost and you haven’t made a purchase transaction.

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